Payment & Financing Options

At Harrington Park & Oran Park Dental Care, we believe accessing quality dental care should be straightforward and convenient. We offer a range of payment and financing options to help make dental treatment easier to manage.

Private Health Insurance & HICAPS

We accept all major private health insurance funds that participate with HICAPS. Eligible patients can claim their health insurance benefits at the time of their appointment, with the remaining balance payable on the day.

If you are unsure about your level of cover or how much you may be able to claim, we can help you check your available options.

CBHS Preferred Provider

Harrington Park Dental Care is a preferred provider for CBHS, which provides eligible CBHS members with additional benefits depending on their level of cover and treatment.

Flexible Payment Plans

For eligible patients who would prefer to spread the cost of treatment, we offer flexible payment options through Afterpay and TLC.

Afterpay allows eligible patients to split the cost of eligible dental treatment into manageable instalments. This can provide greater flexibility when planning and budgeting for dental care.

Eligibility and payment terms are subject to Afterpay’s applicable conditions.

With TLC, eligible patients can access dental treatment from $95 per week, helping make treatment costs more manageable through a structured payment plan.

Apply for a TLC payment plan:

TLC Payment Plan – Apply Now

Approval and payment terms are subject to TLC’s lending criteria and conditions.

Card Payments

For convenience, we accept payments through all major credit and debit cards.

Government Dental Schemes & Vouchers

Eligible patients may be able to use government dental benefits and vouchers, including:

Child Dental Benefits Schedule (CDBS)

The Child Dental Benefits Schedule (CDBS) provides eligible children in NSW between the age of 0-17yrs of age with access to a benefit of $1158.00 for dental services over a 2-calendar year period. (This is index yearly on the 1st of January).

The CDBS provides individuals benefits for a range of services including examinations, x-rays, cleaning, fissure sealants, fillings, root canals and extractions. CDBS benefits are not available for orthodontic or cosmetic dental work and cannot be paid for any services provided in hospital.

The CDBS continues to be means tested, which requires of Family Tax Benefit Part A or a relevant Australian Government Eligibility.

CDBS is available at Harrington Park Dental Care & Oran Park Dental Care, in accordance with eligibility and terms and conditions*

Please contact us to check your child’s eligibility.

Terms & Conditions

Aged 0-17 yrs for at least one day of the Calander year
Eligible for Medicare on the day of service
Services will only be provided where clinically necessary and clinically appropriate for eligible patients.
This benefit cannot be used in conjunction with any other Government scheme and is not substitutable or redeemable for cash.
Eligible dental services are covered by the Commonwealth Government’s Child Dental Benefits Schedule when services are bulk billed by participating Dental Practitioners for treatments provided to eligible patients.

Please click the link below for further information for the child dental benefit scheme:
https://www.servicesaustralia…al-benefits-schedule

Department of Veterans' Affairs (DVA) Dental Benefits

We proudly welcome eligible DVA card holders and provide dental services in line with current arrangements. Depending on your circumstances, your coverage may be linked to your card level, such as Gold or White, with the services available determined by your eligibility and approved treatment requirements. Treatments generally covered by DVA dental scheme are:

Veteran White Card: Covers dental treatment only for specific conditions that the DVA has accepted as service-related
Veteran Gold Card: Covers all clinically necessary dental treatments and services for any condition, regardless of whether it is related to your service.

For more information, please visit here.

Making Dental Care Easier to Manage

Whether using private health insurance, a flexible payment plan, card payment or an eligible government dental benefit, we can help explain the available payment options before treatment begins.

If you have questions about your eligibility, health fund benefits or payment options, please speak with the friendly team at Harrington Park & Oran Park Dental Care.